What is covered and what is excluded?
While different providers have different regulations, the following are typically excluded from a pet insurance plan:
- Pre-existing conditions
- Preventative and routine care
- The veterinary exam fee
Included with most pet health insurances are:
- Blood tests
- Cancer treatment
- Hereditary disease (unless the condition is preexisting)
- Overnight hospitalization
- Pet emergency accidents
- Prescriptions
- Surgeries
- Ultrasound
- X-rays